BANK LOAN PAY KARNE KE BEST TIPS

Bank loan pay karne ke best tarike

 

Bank loan pay karne ke liye best mathod best mathod konsa hai aapko batane ki koshis kar raha hu.Aaj kal ki jindgi me hme loan ki jarurat padti hi hai,Aaj ke time me ek aadmi bahut sare loan leta hai.

Kai baar Bank loan chukane me hme bahut sari mushkilon ka samna karna padta hai orr hum hatash ho jate hai agar hum kuchh rules ko follow kre to hom bank loan ko aasani se chuka sakte hai.

Sabse pahle aap credit card ka istemaal karna choden ya kam kre kyonki credit card ka interst rate bahut hi jyada hota hai .Credit card to bna hi aapko barbaad karne ke liye hai.

Jyada interest rate ki emi pahle pay kre.

Sabhi ye galti karte hai ki sari emi ek sath pay karte hai,Aap ko esa nahi karna hai aap apne sare loan ki list tyar kre .

Aap sari emi ko sequence me assending ya deassending order me likh le.Jis emi ka interest sabse jyada hai uuse sabse pahle khatem kre, baki ko minimum pay par rakhe.

Esa karne se aapko kam interest pay karna pdega.

interest rate on different categories

HOME LOAN  8.3@

CAR LOAN 9%

EDUCATION LOAN 10%

PERSONAL LOAN  12%

UNSECURED LOAN 20%

CREDIT CARD  32%

Sell unnecessary item

Ye tarika aapko thoda ajib lagega par ye ek sahi tarika hai emi pay karne ka.

Aap apne ghar me jo bhi unnecessary item jaise camera ,old furniture orr jo bhi cheez jiska aap istemaal nahi karte us ko olx ya quikr par sell kar do. Esa karke aap 2 -3  emi aasani se pay kar sakte hai.

Pay loan with second income

Agar aapke ghar me second income hai ,yani ki husband and wife dono hi salaried h to aap dono ki income ko ghar me ya loan ke liye use na kre . Ek jne ki income se ghar ka kharch chalaiye orr dusre ki salery ko poori tarah se loan pay karne ke liye dedicate kijiye.

Is tarike se aapko loan chukane me thodi aasani rahegi ,or aap jaldi loan chuka payenge.

Part time job

Aap extra income ke liye part time job kar sakte hai.Aap apne hisab se koi bhi ek part time job chun lijiye ,Aaj kal part time job karna koi mushkil kaam nahi hai .Aap part time content writing  kar sakte hai,Aap weekend par as a tour guide part time kar sakte hai,Ola, uber par aap driving part time kar sakte hai .

Baki aap apne talent ke hisab se part time job chun sakte hai .Part time job se aap aasani se 20-25 hajar rupay kama sakte hai.

Aasha karta hu ki  meri ye tips aapke kuchh kaam aayengi .

also read:

Apne name ka wallparer set kre apne mobile me

Usefull hindi website 

 

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